Rajat has spent his career building the risk frameworks that global financial institutions rely on — and teaching the next generation of leaders how to think about risk before it becomes a crisis.

Rajat is a seasoned enterprise risk executive with deep experience across global banks, asset managers, and broker-dealers. At Citi, he leads independent risk oversight across Global Wealth Management and Private Banking — strengthening governance, regulatory readiness, and enterprise risk management capabilities. His career spans risk leadership roles at M&T Bank, The Clearing House, and DNB, with direct engagement across the Fed, OCC, FINRA, and FCA.

He is also an Adjunct Professor in Columbia University’s MS in Enterprise Risk Management program — bringing practitioner depth into the classroom and connecting academic theory to the realities of managing risk in complex financial institutions. He is a published author in peer-reviewed journals on conduct risk and operational risk capital, and a regular industry speaker.

His current thinking sitns at the intersection of AI governance, model risk, and the systemic implications of machine-driven decision-making in finance — one of the most consequential risk questions of the next decade.

Found him interesting? Connect with Rajat on LinkedIn.